Consumer Protection

Free Credit Reports

Monitoring credit reports, to see if another individual has applied for or obtained credit in your name, is a good preventative measure to avoid fraud. The FCRA provides Arizonans with an opportunity to receive free copies of their credit reports once a year.

To obtain a free credit report at no cost, consumers can contact the following:

Telephone: 1-877-322-8228
Mail: Complete the Annual Free Credit Request Form at:

And Mail to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

This website has been prepared for general information purposes only. The information on this website is not legal advice. Legal advice is dependent upon the specific circumstances of each situation. Also, the law may vary from state-to-state or county-to-county, so that some information in this website may not be correct for your situation. Finally, the information contained on this website is not guaranteed to be up to date. Therefore, the information contained in this website cannot replace the advice of competent legal counsel licensed in your jurisdiction.

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