Monitoring credit reports, to see if another individual has applied for or obtained credit in your name, is a good preventative measure to avoid fraud. The FCRA provides Arizonans with an opportunity to receive free copies of their credit reports once a year.

To obtain a free credit report at no cost, consumers can contact the following:

Telephone: 1-877-322-8228
Online: www.annualcreditreport.com
Mail: Complete the Annual Free Credit Request Form at: http://www.consumer.ftc.gov/articles/0155-free-credit-reports

And Mail to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281