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    Arizona Civil Legal Needs Community Survey

    Civil legal organizations in Arizona are seeking your input to increase their ability to meet the civil legal needs of Arizona's lower income residents. Please complete this survey to assist in improving civil legal services in Arizona.

    Encuesta de Necesidades Legales Civiles de Arizona

    Las organizaciones legales civiles en Arizona buscan su opinión para aumentar su capacidad de satisfacer las necesidades legales civiles de los residentes de bajos ingresos de Arizona. Por favor complete esta encuesta para ayudar a mejorar los servicios legales civiles en Arizona.

    Money and Debt

    6% Interest Rate Cap Under the SCRA

    While the service member is on active duty, the SCRA caps most preexisting loans or obligation to 6% a year. All excess interest is forgiven during the period of active duty and the loan is changed to reduce monthly payment fees.

    This cap does not apply to debts or loans obtained during active duty, and the service member must prove that military service affects their ability to make payments. The military member must provide a written request and a duplicate copy of their order to the lender. Requests are acceptable at any time during active duty, and up to 180 days after the individual’s military service period are over.