Arizona Civil Legal Needs Community Survey

Civil legal organizations in Arizona are seeking your input to increase their ability to meet the civil legal needs of Arizona's lower income residents. Please complete this survey to assist in improving civil legal services in Arizona.

Encuesta de Necesidades Legales Civiles de Arizona

Las organizaciones legales civiles en Arizona buscan su opinión para aumentar su capacidad de satisfacer las necesidades legales civiles de los residentes de bajos ingresos de Arizona. Por favor complete esta encuesta para ayudar a mejorar los servicios legales civiles en Arizona.

Loans and Contracts


Legal Write-Ups

The Servicemembers Civil Relief Act

Summary of SCRA's key provisions and how service members may exercise their rights under the law.

SCRA Cell Phone Contracts

Understand how to terminate cell phone contract without any penalties, for active service members.

SCRA Auto Lease Termination

Discover how to terminate an auto lease without any penalties, for active service members.

6% Interest Rate Cap for Service Members

Learn how to lower interest rates on debt collected prior to military service.

The Ins and Outs of VA Home Loans

Comprehensive breakdown of different types of VA loans, how they may benefit service members, and the rules that apply to each loan.

What is a Certificate of Eligibility?

Learn why a Certificate of Eligibility (COE) is needed to apply for a VA Home Loan and how to apply.  

VA Purchase Loans

Purchase Loans help you purchase a home at a competitive interest rate often without requiring a down payment or private mortgage insurance.  Learn how service members can get this VA Home Loan. 

Native American Direct Loan Program

U. S. Department of Veterans’ Affairs direct loan program for eligible Native American service members who want to buy or build a home on federal trust lands.

VA Interest Rate Reduction Refinance Loan

An Interest Rate Reduction Refinance Loan (IRRRL) may let service members replace their current VA Home Loan with a new one with different terms.  

VA Cash-Out Refinance Loan

A Cash-Out Refinance Loan may let service members replace their current loan with a new one with different terms.   

Deficiency on VA Home Loans

Comprehend what deficiency is and how service members in Arizona are advised to proceed during foreclosure with a VA home loan.
Gavel with a coin

Find Legal Help

Understanding Military Legal Assistance and Civil Matters
Many civil legal matters can be handled by a military legal assistance attorney at no cost to service members, find out how.
Go to the webpage:


Servicemembers Civil Relief Act Infographic

The SCRA eases financial buderns for those serving on active duty by postponing, suspending, or lessening certain financial oblications.

Helpful Online Resources

VA Home Loan Types

Learn more about the different programs, and find out if you can get a Certificate of Eligibility for a loan.

VA Loans

General overview of VA loans with additional resources to other components that discuss getting a loan with the VA.
Video projector


Overview of VA Home Loans and How to Apply

VA Home Loans: Applying, Refinancing, Credit Scores, Cash Out, & More

Native American Direct Loan Program for Veterans

This website has been prepared for general information purposes only. The information on this website is not legal advice. Legal advice is dependent upon the specific circumstances of each situation. Also, the law may vary from state-to-state or county-to-county, so that some information in this website may not be correct for your situation. Finally, the information contained on this website is not guaranteed to be up to date. Therefore, the information contained in this website cannot replace the advice of competent legal counsel licensed in your jurisdiction.

Privacy Policy | Terms of Use